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The online trading giant Robinhood has just taken a bold step by submitting a detailed proposal to the U.S. SEC. The goal? To create a national framework for the tokenization of real-world assets. But behind this initiative lies a much greater ambition: to revolutionize the traditional financial infrastructure.
In Brief
- Robinhood submitted a detailed proposal to the SEC to create a national framework to regulate tokenized real assets and grant them legal equivalence with their traditional counterparts.
- The company plans to launch the Real World Asset Exchange (RRE), an innovative platform using Solana and Base that could handle up to 30,000 transactions per second.
- This revolutionary initiative promises to reduce settlement times from T+2 to T+0 and decrease transaction costs by approximately 30% per year.
Robinhood aims to transform the American financial infrastructure
Robinhood took a significant step on May 20 by submitting a detailed 42-page proposal to the SEC, the U.S. financial regulator.
In this document, spotted by Forbes, the online broker lays out an ambitious plan to establish a national regulatory framework for tokenized real-world assets (RWA). This initiative arrives precisely as the tokenization market experiences unprecedented acceleration.
At the heart of this proposal lies a fundamental principle: legal equivalence. In other words, Robinhood wants a tokenized asset to enjoy exactly the same rights and treatments as its traditional equivalent.
Take the example of a U.S. Treasury bond: once tokenized, it would nevertheless retain its sovereign bond status and therefore would not be reclassified as a derivative or synthetic product.
This crucial distinction would allow banks and financial institutions to manage these tokens within their existing systems, without additional regulatory complications.
The tokenization of real-world assets marks the emergence of a new model for institutional investments. At Robinhood, we are determined to lead this evolution while fully respecting regulatory requirements.
Vlad Tenev, CEO of Robinhood
To realize this vision, Robinhood plans to create its own specialized exchange: the Real World Asset Exchange (RRE).
This platform would directly incorporate essential compliance obligations such as identity verification (KYC) and anti-money laundering (AML), leveraging top technology partners like Jumio and Chainalysis.
Perfect timing amid growing enthusiasm for RWAs
From a technical standpoint, the RRE platform would rely on a hybrid architecture combining two blockchains: Solana and Base. This infrastructure would thus combine off-chain transaction speed with the security and transparency of on-chain settlement.
The announced performance is impressive: according to Franklin Elevator’s presentation, the system would achieve latency below 10 microseconds and could process up to 30,000 transactions per second.
These capabilities would significantly reduce settlement times, moving from the standard T+2 (two days after the transaction) to T+0 (instant settlement).
This increased efficiency would translate into substantial savings, with an estimated reduction in transaction costs of around 30% per year. Enough to attract both retail and institutional investors.
Robinhood’s proposal also fits within a broader trend. Indeed, BlackRock, Libre, and MultiBank Group have all recently announced major tokenization projects totaling several billion dollars.
As Eric Piscini, CEO of Hashgraph, explains: “The recent surge is no accident. It is because everything is aligning. Rules are becoming clearer, technology is more robust, and major players are taking the step.“
As the sector continues to mature, this Robinhood initiative could mark a turning point in institutional adoption of blockchain technologies, establishing a solid and regulated bridge between traditional finance and digital innovation.
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Passionné par le Bitcoin, j’aime explorer les méandres de la blockchain et des cryptos et je partage mes découvertes avec la communauté. Mon rêve est de vivre dans un monde où la vie privée et la liberté financière sont garanties pour tous, et je crois fermement que Bitcoin est l’outil qui peut rendre cela possible.
DISCLAIMER
The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.
